From Your Garage to Fortune 500

Whether your business is just starting up or generations old, we offer flexible, scalable business checking and cash management solutions that can grow along with your company.

 

 

lower monthly check writing and deposit activity.

  • No monthly service charge; no minimum balance requirement.
  • eStatements are free. Otherwise, $3 monthly fee for paper statements. Monthly allowance of 250 combined items .
  • If you exceed this allowance, items will be processed at $0.40 per item .
  • First $10,000 per month of cash deposited is complimentary; $0.15 per $100 after that.
  • Open a new account with as little as $100

A great option for businesses that have a higher number of transactions and cash deposited every month.

  • A $12.50 monthly service charge can be avoided with one of the following: $2,500 minimum daily balance or $10,000 in combined deposits or $50,000 in outstanding loan balances Monthly allowance of 500 combined items .
  • If you exceed this allowance, items will be processed at $0.40 per item .
  • Cash deposited is complimentary.
  • Open a new account with as little as $100.

If your business has high transa volumes or more complex ban this analyzed account puts hig to work for you.

  • $25 monthly service charge. N minimum balance requireme
  • Earnings credit, based on coll monthly average balance, is a offset any monthly fees incur
  • Per transaction and cash dep apply, which can be offset by credit.
  • Open a new account with as $100.

Compare your options.

Business Freedom Checking
Business Select Checking
Business Analysis Checking

 

 

Minimum Opening Deposit

$100

$100

$100

 

 

Monthly Service Charge

$0

$12.50

$25

 

 

Maintain to Avoid Monthly Service Charge

$2,500 minimum daily balance
-OR-
$10,000 in combined deposits3
-OR-
$50,000 in outstanding loan balances4

Earnings credit, based on collected monthly average balance, can offset monthly maintenance charge and other service fees.

 

 

Monthly Combined Item1 Limit

250

500

Per transaction fees apply, which can be offset by earnings credit

 

 

Excess Combined Item Fee4

$0.40 per item after 250

$0.40 per item after 500

Per transaction fees apply, which can be offset by earnings credit

 

 

Monthly Cash Deposited Limit

$10,000
($0.15 per $100 thereafter)

Unlimited

$0.15 per $100

 

 

Paper Statements

$3

 

 

Earn Interest

No

No

No

 

 

Online Banking

Dive right into your desktop, laptop, smartphone or tablet and explore the world of convenient banking.

 

 

 

 

LC_Improve_Credit_350x260

Learning Center

Every stage of life has financial implications—from planning for a new family member, to planning for retirement and everything in between. A strong financial plan, complete with goals and budgeting can set you on the right path toward a healthy…

The most wonderful time of year is right around the corner! Your heart might be ready for all the merrymaking, but is your wallet? Follow these tips to ensure your account balance stays as high as your spirits this special season….

Every stage of life has financial implications—from planning for a new family member, to planning for retirement and everything in between. A strong financial plan, complete with goals and budgeting can set you on the right path toward a healthy…

 

 

Business Debit Cards

BMS’s MasterMoney® Business Debit Card can not only handle your everyday business purchases but land you some pretty cool merchant rebates, as well.

 

Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage the finances of your business and save you time and money.

 

Business Savings Account

While you’re busy running your business, your Phoenix Offshore Financial Services Business Savings Account is busy safeguarding and growing your savings.

 

 

 

Merchant Services

Transform your business with payment processing and business management solutions, customized just for you.

 

Business Credit Cards

Explore all your business credit card options with BMS Offshore Financial Services. Whether you’re looking to get cash back, earn rewards or just secure a low interest rate, we’ve got you covered.

 

 

Combined items represent checks paid, debit and credit memos, deposit tickets, checks deposited, online bill payments and electronic debits and credits (including debit card transactions).

“Excess Combined Item Fee” will appear as “Activity Charge” on monthly statement.

Deposits include minimum daily balance combined from related business checking, CDs and MMDAs for the preceding month.

Loans include outstanding (i.e. principal) balances from combined business loans.